Private Wealth Management

Private Wealth Managements Christmas Card Competition Winner receives her prizes

admin — Tue, 08 Feb 2011 15:14:11 +0000

Young Christmas card designer Ellie Burnham was in the spotlight at Manor Primary School in Uckfield this morning (Thursday, December 16) during a special presentation ceremony.

Ellie was one of 100 children who entered a contest to design a company card for the Uckfield firm Private Wealth Management.

Ten finalists were chosen by judges and eventually Ellie’s picture was declared the winner.

For more information and to see pictures of Ellie and the other finalists please click here

Financial & Lifestyle Planning

admin — Sat, 02 Oct 2010 18:09:45 +0000

Our financial and lifestyle planning process is designed to help you make decisions so that you know how to achieve your financial and lifestyle goals through the proper management of your finances. Most importantly, our Wealth Management Plan separates advice from the sale of products, providing you with true financial planning. This is opposite to most financial advisers who are only interested in selling products.

Wealth Management Plan

We will help you to identify, quantify, qualify and prioritise your financial and lifestyle goals so that you know where you want to be.

We will build your lifetime cash low forecast – the core of every Wealth Management Plan because it demonstrates clearly:

where you are today
what you need to do to achieve your financial and lifestyle goals

The Wealth Management Plan will provide you with a plan of action. We will then help you implement any recommendations and will regularly review the plan with you to make sure you are on track.

Investment Advice

admin — Sat, 02 Oct 2010 18:08:45 +0000

Investing can be bewildering – there are so many options and so much jargon to wade through. But it needn’t be like this. At Private Wealth Management we take time to assess your investment goals and attitude to risk. Let us work through the details with you and recommend an investment portfolio to suit your individual circumstances.

The first question we would ask you is “what are you trying to achieve?”. Do you require investment advice for Growth or Income or maybe a combination of both.

Are you are investing for:

a better return
tax efficiency
greater income in retirement
savings to pass on to your family

In listening to you, understanding your individual needs and providing independent guidance, we can build diversified, tax-efficient portfolios, tailored to your personal risk and reward requirements.

We believe that a solid investment philosophy and our regular, structured review process enables us to give you the balanced investment portfolio you need.

Retirement Planning

admin — Sat, 02 Oct 2010 18:07:52 +0000

Today’s retirement is very different. Gone are the days when it was a gradual slide away from life. With current life expectancies, we could spend over 30 years in retirement. This offers huge opportunities to find a challenging, rewarding and satisfying way of life. Yet many people spend more time planning for their annual holiday than for retirement!

Very few people plan for their retirement in a structured manner. Most people will take out ah-hoc investments and pensions overtime but will have no cohesive plan to work to. They work hard to provide for their retirement but with no end goal in sight and no way of measuring whether they have saved enough to enjoy retirement.

Whether you are looking to start a pension or have a number of pensions in place Private Wealth Management can analyse your current situation and offer solutions to help you achieve your desired lifestyle in retirement.

Protection

admin — Sat, 02 Oct 2010 18:06:42 +0000

Your family is the most precious thing in the world. Protecting yourself, gives you the peace of mind that in the event that you are taken seriously ill or, in the worst case, are not around to provide for them yourself, your family will be financially secure.

You – Your current salary and potential future earnings are your most valuable personal asset. An accident or serious illness could endanger this asset and probably your future plans. We can help you to protect yourself and your income.

Your Family – We can show you the best way to ensure that your financial dependants are provided for in the event that you are not around.

Your Business – All businesses contain people who are key to the success and profitability of the company. Be it directors, partners, other key people, or even if it’s just you. The serious illness or death of any one of these people could have a massive effect on your business. We can advise you on the most appropriate way to ensure that protection is in place should the worst happen to any person within your business.

Long Term Care

admin — Sat, 02 Oct 2010 18:05:53 +0000

Long-term care is care you need for the foreseeable future, maybe as a result of an illness or old age. As you get older, you might develop health problems that could make it difficult to cope with everyday tasks. So you may need help to stay in your own home or have to move into a care home.

The State may provide some help towards the costs of this care depending on your circumstances. Long term care planning is an area that needs to be dealt with in a caring and sensitive manner and one which requires specialist financial advice.

For those paying for their care, it is important for all involved to fully understand what entitlements they may have, what the State might provide and when, also what options could be suitable to fund your care from available resources. At Private Wealth Management, all our Advisers are suitably qualified to offer advice regarding long term care.

We take a holistic view when giving advice and where appropriate involve all the immediate family or attorney[s] in the advice process. We treat our clients sympathetically, and make sure the process is not rushed. For us it is of paramount importance to help you achieve your aims and objectives.

Inheritance Tax

admin — Sat, 02 Oct 2010 18:04:27 +0000

Once created wealth needs to be preserved whilst ensuring that you have sufficient income to fund your goals. The accumulation of assets over one’s life often provides financial security and the ability to pass this on to loved ones is usually a priority.

Inheritance tax is now affecting a greater number of people than ever before and is due to our increasing wealth. This tax is as much as 40% and is more often than not paid unnecessarily due to poor financial planning. We are able to advise clients in order to ensure that assets are passed on in a tax efficient manner while still allowing clients a degree of accessibility to the assets during their lifetime.

Inheritance Tax Planning is often the most complex area of financial planning as the decisions made can have long term effects for clients and their families. Private Wealth Management can demonstrate to you how assets and investments can be changed to provide an income whilst still maintaining the capital and how to alleviate the burden of inheritance tax when passing on your wealth to your children and grandchildren. We can help you employ a variety of tools to help you significantly reduce or eliminate inheritance tax including philanthropic gifts and charitable giving if you so wish.